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American Credit Acceptance vs Santander Holdings USA

On the complaint record, Santander Holdings USA scores higher (93/100 against 51): it answered 100% on time and gave relief in 36% of closed complaints, against 100% and 0% for American Credit Acceptance.

American Credit Acceptance
Santander Holdings USA
American Credit AcceptanceSantander Holdings USA
Response Score51/10093/100
Complaints, last 12 months1,3356,568
Change on the year before+43%+19%
Answered on time100%100%
Closed with relief0%36%
Closed with money back0%1.2%
Complaints, all time4,23918,545
Top problemIncorrect information on your reportIncorrect information on your report
Visitors' rating--

Highlighted: the better figure. Bigger companies get more complaints, so compare the shares and the trend rather than the totals.

American Credit Acceptance by month

Santander Holdings USA by month

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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