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TransUnion complaints

Consumers have filed 5,314,143 complaints about TransUnion since 2012, 2,343,675 of them in the last 12 months (+56% on the year before). It answered 100% on time and closed 41% with relief for the customer - more often than a typical credit bureau. The most common problem is incorrect information on your report. It is the most complained-about of 566 credit bureaus & report companies this year.

Good response record. How it works

Complaints on record
5,314,143

Since October 2012

Last 12 months
2,343,675

+56% vs the year before

Answered on time
100%

Industry: 99.9%

Closed with relief
41%

Typical credit bureau: 32%

Last 30 days
224,599

Newest: Nov 15, 2026

Rank
#1 of 566

Most complained-about credit bureaus & report companies

TransUnion complaints by month

The busiest month was October 2026 (232,884 complaints). Complaints in the last 12 months are up 56% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How TransUnion answered last 12 months

  • Closed with monetary relief30%
  • Closed with non-monetary relief876,97037.4%
  • Closed with explanation1,269,19654.2%
  • In progress197,5068.4%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time45/45100% on time
  • Relief for customers26/4040.9% closed with relief
  • Complaint trend4/15+56% vs last year

What TransUnion complaints are about

Top TransUnion problems last 12 months

Inside "Incorrect information on your report"

  • Information belongs to someone else 1,923,157
  • Account information incorrect 529,398
  • Account status incorrect 267,908
  • Personal information incorrect 125,555
  • Information is missing that should be on the report 29,295
  • Public record information inaccurate 25,579

Where TransUnion complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Texas (789,532), Florida (775,621), California (494,420), Georgia (401,870), New York (294,166).

TransUnion compared with other credit bureaus & report companies

#CompanyScore12 monthsChangeOn timeReliefGrade
1TransUnionCredit reporting752,343,675+56%100%41%B
2ExperianCredit reporting572,064,931+56%99.9%13%C
3EquifaxCredit reporting772,013,652+29%99.9%40%B
4LexisNexisCredit reporting5736,504+106%99.4%25%C
5CBC CompaniesCredit reporting9322,822-22%100%53%A
6AffirmCredit reporting488,431+72%99.9%0%D
7FIS (Fidelity National Information Services)Credit reporting517,698+36%100%0%C
8TD BankCredit reporting686,183+17%100%24%B

Compare side by side: TransUnion vs Experian · TransUnion vs Equifax · TransUnion vs LexisNexis · TransUnion vs CBC Companies

What people say about TransUnion

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Latest TransUnion complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Nov 15, 2026Credit reportingIncorrect information on your reportAccount information incorrectMIIn progressYes
Nov 15, 2026Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysNYIn progressYes
Nov 15, 2026Credit reportingIncorrect information on your reportAccount status incorrectNCIn progressYes
Nov 15, 2026Credit reportingImproper use of your reportReporting company used your report improperlyALIn progressYes
Nov 15, 2026Credit reportingIncorrect information on your reportAccount information incorrectALIn progressYes
Nov 15, 2026Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysLAIn progressYes
Nov 15, 2026Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysFLIn progressYes
Nov 15, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseOHIn progressYes
Nov 15, 2026Credit reportingIncorrect information on your reportAccount information incorrectMIIn progressYes
Nov 15, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCAIn progressYes
Nov 15, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXIn progressYes
Nov 15, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXIn progressYes

Questions about TransUnion

How many complaints does TransUnion have?

TransUnion has 5,314,143 complaints on record since October 2012, including 2,343,675 in the last 12 months and 224,599 in the last 30 days. That makes it number 1 of every company by complaints this year.

Does TransUnion respond to complaints?

Yes. TransUnion answered 100% of its complaints on time (within 15 days) and closed 41% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 75/100 (grade B).

What do people complain about most with TransUnion?
Is TransUnion legit?

TransUnion is a real company with a public complaint record: consumers have complained about it 5,314,143 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is TransUnion legit? for the signals, red flags and how to protect yourself.

Are complaints about TransUnion going up or down?

Up. There were 2,343,675 complaints in the last 12 months against 1,506,584 in the 12 before (+56%). See every month.

How do I file a complaint against TransUnion?

Complain to TransUnion in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most TransUnion complaints come from?

Most come from Texas (789,532), Florida (775,621), California (494,420). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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