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Army and Air Force Exchange Service vs First Credit Services

On the complaint record, Army and Air Force Exchange Service scores higher (52/100 against 50): it answered 100% on time and gave relief in 0% of closed complaints, against 99.8% and 0% for First Credit Services.

Army and Air Force Exchange Service
First Credit Services
Army and Air Force Exchange ServiceFirst Credit Services
Response Score52/10050/100
Complaints, last 12 months604566
Change on the year before+30%+40%
Answered on time100%99.8%
Closed with relief0%0%
Closed with money back0%0%
Complaints, all time2,5501,852
Top problemIncorrect information on your reportAttempts to collect debt not owed
Visitors' rating--

Highlighted: the better figure. Bigger companies get more complaints, so compare the shares and the trend rather than the totals.

Army and Air Force Exchange Service by month

First Credit Services by month

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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