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Capstone Credit & Collection vs KLS Financial Services

On the complaint record, Capstone Credit & Collection scores higher (55/100 against 8): it answered 100% on time and gave relief in 2% of closed complaints, against 2.5% and 0% for KLS Financial Services.

Capstone Credit & Collection
KLS Financial Services
Capstone Credit & CollectionKLS Financial Services
Response Score55/1008/100
Complaints, last 12 months8079
Change on the year before+18%+23%
Answered on time100%2.5%
Closed with relief2%0%
Closed with money back0%0%
Complaints, all time356360
Top problemAttempts to collect debt not owedAttempts to collect debt not owed
Visitors' rating--

Highlighted: the better figure. Bigger companies get more complaints, so compare the shares and the trend rather than the totals.

Capstone Credit & Collection by month

KLS Financial Services by month

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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