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Citibank vs Synchrony

On the complaint record, Citibank scores higher (86/100 against 46): it answered 99.9% on time and gave relief in 44% of closed complaints, against 96% and 16% for Synchrony.

Citibank
Synchrony
CitibankSynchrony
Response Score86/10046/100
Complaints, last 12 months24,05616,479
Change on the year before+28%+29%
Answered on time99.9%96%
Closed with relief44%16%
Closed with money back19.8%8.9%
Complaints, all time145,89086,256
Top problemProblem with a purchase shown on your statementProblem with a purchase shown on your statement
Visitors' rating--

Highlighted: the better figure. Bigger companies get more complaints, so compare the shares and the trend rather than the totals.

Citibank by month

Synchrony by month

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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