Compare
Credit Card Receivables Fund vs Merchants' Credit Guide
On the complaint record, Merchants' Credit Guide scores higher (96/100 against 44): it answered 100% on time and gave relief in 43% of closed complaints, against 96.4% and 0% for Credit Card Receivables Fund.
| Credit Card Receivables Fund | Merchants' Credit Guide | |
|---|---|---|
| Response Score | 44/100 | 96/100 |
| Complaints, last 12 months | 28 | 28 |
| Change on the year before | -48% | -20% |
| Answered on time | 96.4% | 100% |
| Closed with relief | 0% | 43% |
| Closed with money back | 0% | 0% |
| Complaints, all time | 547 | 734 |
| Top problem | Took or threatened to take negative or legal action | Attempts to collect debt not owed |
| Visitors' rating | - | - |
Highlighted: the better figure. Bigger companies get more complaints, so compare the shares and the trend rather than the totals.
Credit Card Receivables Fund by month
Merchants' Credit Guide by month
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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