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Merchants' Credit Guide vs Ratchford Law Group, P.C

On the complaint record, Merchants' Credit Guide scores higher (96/100 against 10): it answered 100% on time and gave relief in 43% of closed complaints, against 85.7% and 0% for Ratchford Law Group, P.C.

Merchants' Credit Guide
Ratchford Law Group, P.C
Merchants' Credit GuideRatchford Law Group, P.C
Response Score96/10010/100
Complaints, last 12 months2828
Change on the year before-20%+4%
Answered on time100%85.7%
Closed with relief43%0%
Closed with money back0%0%
Complaints, all time73472
Top problemAttempts to collect debt not owedAttempts to collect debt not owed
Visitors' rating--

Highlighted: the better figure. Bigger companies get more complaints, so compare the shares and the trend rather than the totals.

Merchants' Credit Guide by month

Ratchford Law Group, P.C by month

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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