Complaint 16010103 Valley Credit Service

Explained

Company: Valley Credit Service
Product: Debt collection · Payday loan debt
Issue: Took or threatened to take negative or legal action
Detail: Sued you without properly notifying you of lawsuit
From: Oregon 97477
Filed by: Web
Company's answer: Closed with explanation
On time: Yes, within 15 days
Public statement: Company believes it acted appropriately as authorized by contract or law

Sep 18, 2025Complaint received
Sep 18, 2025Sent to Valley Credit Service
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Valley Credit Service complaints about took or threatened to take negative or legal action

Received	About	Issue	State	Answer	On time
Sep 16, 2025	Debt collection	Took or threatened to take negative or legal actionThreatened to sue you for very old debt	OR	Explained	Yes
Aug 27, 2017	Debt collection	Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged	OR	Fixed	No

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Complaint records are public consumer complaints filed with U.S. regulators, checked 12 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works