Share your experienceShare
Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme
Case file

Debt collection

Complaint 19046179 Credit Service

Explained
Product
Debt collection · I do not know
Detail
Threatened or suggested your credit would be damaged
From
Texas 75126
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Jan 27, 2026Complaint received
  2. Jan 27, 2026Sent to Credit Service
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

Same problem with Credit Service?

Tell people what happened to you and how it ended - it is the part the records leave out.

Share your experience See Credit Service's record

More Credit Service complaints about took or threatened to take negative or legal action

ReceivedAboutIssueStateAnswerOn time
Aug 27, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCOExplainedYes
Jan 15, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Aug 20, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jul 22, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitCOExplainedYes
Mar 21, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Mar 20, 2022Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jul 6, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCOExplainedYes
Mar 23, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCOExplainedYes
May 16, 2020Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Nov 12, 2019Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes

Discuss this complaint

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience