Case file
Debt collection
Complaint 28373880 American Credit Acceptance
Explained- Product
- Debt collection · Auto debt
- Detail
- Debt is not yours
- Filed by
- Web
- Company's answer
- Closed with explanation
- On time
- Yes, within 15 days
- Sep 27, 2026Complaint received
- Sep 27, 2026Sent to American Credit Acceptance
- AnsweredClosed with explanation
Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.
More American Credit Acceptance complaints about attempts to collect debt not owed
| Received | About | Issue | State | Answer | On time |
|---|
| Nov 11, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | NM | In progress | Yes |
| Nov 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | FL | In progress | Yes |
| Nov 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | MO | In progress | Yes |
| Oct 20, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | FL | Explained | Yes |
| Oct 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | LA | Explained | Yes |
| Oct 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | TX | In progress | Yes |
| Oct 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | TX | In progress | Yes |
| Oct 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | OH | In progress | Yes |
| Oct 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | NY | In progress | Yes |
| Sep 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | TX | Explained | Yes |
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