Complaint 3436437 Carmel Financial

Explained

Company: Carmel Financial
Product: Debt collection · Credit card debt
Issue: Attempts to collect debt not owed
Detail: Debt was result of identity theft
From: Texas 77706
Filed by: Web
Company's answer: Closed with explanation
On time: Yes, within 15 days
Public statement: Company has responded to the consumer and the CFPB and chooses not to provide a public response

Nov 12, 2019Complaint received
Nov 12, 2019Sent to Carmel Financial
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Carmel Financial complaints about attempts to collect debt not owed

Received	About	Issue	State	Answer	On time
Jul 21, 2019	Debt collection	Attempts to collect debt not owedDebt was result of identity theft	FL	Explained	Yes
Jul 20, 2019	Debt collection	Attempts to collect debt not owedDebt was result of identity theft	FL	Explained	Yes
May 16, 2019	Debt collection	Attempts to collect debt not owedDebt was result of identity theft	GA	Explained	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked 3 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works