Complaint 3563888 Western Mercantile Agency

Explained

Company: Western Mercantile Agency
Product: Debt collection · Medical debt
Issue: Attempts to collect debt not owed
Detail: Debt was already discharged in bankruptcy and is no longer owed
From: Oregon 974XX
Filed by: Web · Older American
Company's answer: Closed with explanation
On time: Yes, within 15 days
Public statement: Company believes it acted appropriately as authorized by contract or law

Mar 12, 2020Complaint received
Mar 12, 2020Sent to Western Mercantile Agency
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Western Mercantile Agency complaints about attempts to collect debt not owed

Received	About	Issue	State	Answer	On time
Dec 3, 2024	Debt collection	Attempts to collect debt not owedDebt is not yours	OR	Explained	Yes
Sep 11, 2023	Debt collection	Attempts to collect debt not owedDebt is not yours	OR	Explained	Yes
Sep 25, 2022	Debt collection	Attempts to collect debt not owedDebt is not yours	OR	Explained	Yes
Aug 5, 2021	Debt collection	Attempts to collect debt not owedDebt is not yours	OR	Explained	Yes
Oct 12, 2020	Debt collection	Attempts to collect debt not owedDebt was paid	OR	Explained	Yes
Feb 21, 2018	Debt collection	Attempts to collect debt not owedDebt is not yours	OR	Explained	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked 3 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works