Credit reporting
Fair Capital credit reporting complaints
Consumers have filed 8 complaints about Fair Capital's credit reporting, 2 in the last 12 months. Fair Capital answered 100% on time and closed 0% with relief. See the whole Fair Capital record.
Fair Capital against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Fair Capital | 2 | 100% | 0% |
Latest Fair Capital credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 24, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 22, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 4, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 3, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 20, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 16, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 10, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 12, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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