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Credit reporting

Incorrect information on your report

Consumers have filed 8,823,837 complaints about this, 3,987,708 in the last 12 months (+51%), against 3,235 companies. The most complained-about is TransUnion. Companies closed 32% of these with relief.

Companies with the most

Last 12 months.

In more detail

  • Information belongs to someone else5,757,30265%
  • Account information incorrect1,565,17318%
  • Account status incorrect867,03910%
  • Personal information incorrect377,4164%
  • Information is missing that should be on the report94,6381%
  • Public record information inaccurate81,1170.9%
  • Old information reappears or never goes away70,5860.8%
  • Information is incorrect9,0030.1%
  • Information that should be on the report is missing1,5600.0%
  • Incorrect information on your report10.0%

By month

By state

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Per 100,000 people, last 12 monthsFewerMore

Latest complaints about this

ReceivedCompanyAboutIssueStateAnswerOn time
Nov 15, 2026TransUnionCredit reportingIncorrect information on your reportAccount information incorrectMIIn progressYes
Nov 15, 2026TransUnionCredit reportingIncorrect information on your reportAccount status incorrectNCIn progressYes
Nov 15, 2026TransUnionCredit reportingIncorrect information on your reportAccount information incorrectALIn progressYes
Nov 15, 2026TransUnionCredit reportingIncorrect information on your reportInformation belongs to someone elseOHIn progressYes
Nov 15, 2026TransUnionCredit reportingIncorrect information on your reportAccount information incorrectMIIn progressYes
Nov 15, 2026TransUnionCredit reportingIncorrect information on your reportInformation belongs to someone elseCAIn progressYes
Nov 15, 2026TransUnionCredit reportingIncorrect information on your reportInformation belongs to someone elseNYIn progressYes
Nov 15, 2026TransUnionCredit reportingIncorrect information on your reportInformation belongs to someone elseFLIn progressYes
Nov 15, 2026TransUnionCredit reportingIncorrect information on your reportAccount information incorrectMIIn progressYes
Nov 15, 2026TransUnionCredit reportingIncorrect information on your reportAccount information incorrectTXIn progressYes
Nov 15, 2026TransUnionCredit reportingIncorrect information on your reportAccount status incorrectWVIn progressYes
Nov 15, 2026TransUnionCredit reportingIncorrect information on your reportAccount status incorrectWVIn progressYes
Nov 15, 2026TransUnionCredit reportingIncorrect information on your reportInformation belongs to someone elseFLIn progressYes
Nov 15, 2026TransUnionCredit reportingIncorrect information on your reportAccount information incorrectTXIn progressYes
Nov 15, 2026TransUnionCredit reportingIncorrect information on your reportInformation belongs to someone elseNYIn progressYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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