Debt relief company · complaint record
Is Level One Law legit?
Filed under Michel Law, LLC d/b/a Level One Law
Level One Law is a real debt relief company with a public complaint record: 95 complaints since 2023, and it is still answering them. It answered 0% on time and closed 0% with relief. A complaint record shows how a company treats people when things go wrong - it doesn't prove wrongdoing, and bigger companies get more complaints.
Rated once a company has 25+ complaints in 12 months. How it works
What the record shows
Good signs
- Complaints falling-57% in the last 12 months against the year before.
Red flags
- Slow to answerOnly 0% of complaints answered on time.
- Some complaints never got a timely answer89 complaints are marked "untimely response".
From the complaint record only. A company can be legitimate and still not be right for you; a company with few complaints may simply be small.
- Complaints on record
- 95
- Last 12 months
- 12
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #26 of 124
Since January 2023
-57% vs the year before
Industry: 91%
Typical debt relief company: 16%
Newest: Sep 10, 2026
Most complained-about debt relief & credit repair companies
How to check Level One Law yourself
- Use contact details you found yourself. Go to the company's own website or the number on your card or statement - never a number or link from a text, email or caller.
- Check its licence. Lenders, servicers and money transmitters are usually licensed by the states - search NMLS Consumer Access and your state's financial regulator.
- Read the latest complaints. Look for the same problem again and again in the complaint log, and at how they were answered.
- Read people's own experiences. See what others say about Level One Law, and add yours.
- Get everything in writing before you pay, sign or share anything.
More: how to check if a company is legit · how to spot financial scams
Your rights with debt relief & credit repair companies
The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.
General information, not legal advice; rules vary by state. Plain-English guides
Experiences with Level One Law
AllHave you dealt with Level One Law? Tell people whether it was legit in your experience.
Share yoursQuestions people ask
Is Level One Law a real company?
Level One Law is a real debt relief company with a public complaint record: 95 complaints since 2023, and it is still answering them. It answered 0% on time and closed 0% with relief. A complaint record shows how a company treats people when things go wrong - it doesn't prove wrongdoing, and bigger companies get more complaints.
Is Level One Law a scam?
Its record shows a real debt relief company that answers complaints through the official process (0% on time). Scammers often pretend to be well-known companies, though: if someone contacts you claiming to be Level One Law, hang up or delete the message and contact the company using details you found yourself. Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".
Can I trust Level One Law?
Look at the trend and the answers rather than the total: Level One Law closed 0% of complaints with relief and complaints are falling. Read the experiences from people like you.
What should I do if Level One Law won't fix my problem?
Put it in writing to the company, keep copies, then file an official complaint - companies must answer. See what to do if a company ignores your complaint.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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