Debt collection
LMS Services debt collection complaints
Consumers have filed 6 complaints about LMS Services's debt collection, 2 in the last 12 months. LMS Services answered 0% on time and closed - with relief. See the whole LMS Services record.
LMS Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | LMS Services | 2 | 0% | - |
Latest LMS Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 3, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Jun 25, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| May 3, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Oct 27, 2015 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Oct 15, 2015 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | No timely reply |
| Aug 6, 2015 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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