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Reliable Credit Association vs RMS-Recovery Management Services
On the complaint record, RMS-Recovery Management Services scores higher (40/100 against 12): it answered 97.4% on time and gave relief in 0% of closed complaints, against 71.8% and 8% for Reliable Credit Association.
| Reliable Credit Association | RMS-Recovery Management Services | |
|---|---|---|
| Response Score | 12/100 | 40/100 |
| Complaints, last 12 months | 39 | 39 |
| Change on the year before | +39% | +34% |
| Answered on time | 71.8% | 97.4% |
| Closed with relief | 8% | 0% |
| Closed with money back | 5.1% | 0% |
| Complaints, all time | 176 | 226 |
| Top problem | Took or threatened to take negative or legal action | Attempts to collect debt not owed |
| Visitors' rating | - | - |
Highlighted: the better figure. Bigger companies get more complaints, so compare the shares and the trend rather than the totals.
Reliable Credit Association by month
RMS-Recovery Management Services by month
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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