Debt collector · complaint record
RMS-Recovery Management Services complaints
Filed under RMS-Recovery Management Services, Inc.
Consumers have filed 226 complaints about RMS-Recovery Management Services since 2014, 39 of them in the last 12 months (+34% on the year before). It answered 97.4% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Weak response record. How it works
- Complaints on record
- 226
- Last 12 months
- 39
- Answered on time
- 97.4%
- Closed with relief
- 0%
- Last 30 days
- 3
- Rank
- #363 of 1,963
Since April 2014
+34% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 4, 2026
Most complained-about debt collectors
RMS-Recovery Management Services complaints by month
The busiest month was June 2025 (8 complaints). Complaints in the last 12 months are up 34% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How RMS-Recovery Management Services answered last 12 months
- Closed with explanation39100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time33/4597.4% on time
- Relief for customers0/400% closed with relief
- Complaint trend7/15+34% vs last year
What RMS-Recovery Management Services complaints are about
Top RMS-Recovery Management Services problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 34
- Debt was paid 9
- Debt was result of identity theft 8
- Debt was already discharged in bankruptcy and is no longer owed 2
Where RMS-Recovery Management Services complaints come from
Most complaints: New York (29), Florida (23), Illinois (21), Arizona (21), Texas (15).
RMS-Recovery Management Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | RemexDebt collection | 45 | 39 | D |
| 2 | Merchants Credit BureauDebt collection | 47 | 39 | D |
| 3 | Reliable Credit AssociationDebt collection | 12 | 39 | F |
| 4 | UnisaDebt collection | 18 | 39 | F |
| 5 | Collections USADebt collection | 48 | 39 | D |
| 6 | Texas GuaranteedDebt collection | 60 | 39 | C |
| 7 | United AccountsDebt collection | 5 | 39 | F |
| 8 | RMS-Recovery Management ServicesDebt collection | 40 | 39 | D |
Compare side by side: RMS-Recovery Management Services vs Remex · RMS-Recovery Management Services vs Merchants Credit Bureau · RMS-Recovery Management Services vs Reliable Credit Association · RMS-Recovery Management Services vs Unisa
What people say about RMS-Recovery Management Services
All experiencesNo experiences with RMS-Recovery Management Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest RMS-Recovery Management Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 29, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 6, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 10, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about RMS-Recovery Management Services
How many complaints does RMS-Recovery Management Services have?
RMS-Recovery Management Services has 226 complaints on record since April 2014, including 39 in the last 12 months and 3 in the last 30 days. That makes it number 768 of every company by complaints this year.
Does RMS-Recovery Management Services respond to complaints?
Yes. RMS-Recovery Management Services answered 97.4% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 40/100 (grade D).
What do people complain about most with RMS-Recovery Management Services?
The most common problems are attempts to collect debt not owed (53), written notification about debt (29), false statements or representation (21).
Is RMS-Recovery Management Services legit?
RMS-Recovery Management Services is a real company with a public complaint record: consumers have complained about it 226 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is RMS-Recovery Management Services legit? for the signals, red flags and how to protect yourself.
Are complaints about RMS-Recovery Management Services going up or down?
Up. There were 39 complaints in the last 12 months against 29 in the 12 before (+34%). See every month.
How do I file a complaint against RMS-Recovery Management Services?
Complain to RMS-Recovery Management Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most RMS-Recovery Management Services complaints come from?
Most come from New York (29), Florida (23), Illinois (21). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about RMS-Recovery Management Services
No comments yet. Start the conversation - questions are welcome too.