Share your experienceShare
Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme
Case file

Credit reporting

Complaint 10754213 Retail Merchants Associates

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Georgia 30088
Filed by
Web · Servicemember
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Nov 12, 2024Complaint received
  2. Nov 12, 2024Sent to Retail Merchants Associates
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

Same problem with Retail Merchants Associates?

Tell people what happened to you and how it ended - it is the part the records leave out.

Share your experience See Retail Merchants Associates's record

More Retail Merchants Associates complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Jan 6, 2026Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Sep 16, 2025Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Aug 12, 2025Credit reportingImproper use of your reportReporting company used your report improperlyWAExplainedYes
Jun 26, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Apr 12, 2023Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Mar 17, 2023Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Mar 15, 2023Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Mar 2, 2023Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Feb 8, 2023Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Feb 8, 2023Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes

Discuss this complaint

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience