Credit reporting
Improper use of your report
Consumers have filed 3,651,482 complaints about this, 1,344,845 in the last 12 months (+25%), against 2,668 companies. The most complained-about is TransUnion. Companies closed 33% of these with relief.
Companies with the most
Last 12 months.
In more detail
By month
By state
Latest complaints about this
| Received | Company | About | Issue | Answer |
|---|---|---|---|---|
| Nov 15, 2026 | TransUnion | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Nov 15, 2026 | TransUnion | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Nov 15, 2026 | TransUnion | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Nov 15, 2026 | TransUnion | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Nov 15, 2026 | TransUnion | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Nov 15, 2026 | TransUnion | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | In progress |
| Nov 15, 2026 | TransUnion | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Nov 15, 2026 | TransUnion | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Nov 15, 2026 | TransUnion | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Nov 15, 2026 | TransUnion | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Nov 15, 2026 | TransUnion | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Nov 15, 2026 | TransUnion | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Nov 15, 2026 | TransUnion | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | In progress |
| Nov 15, 2026 | TransUnion | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Nov 15, 2026 | TransUnion | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | In progress |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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