Complaint 11810701 KLS Financial Services

Explained

Company: KLS Financial Services
Product: Credit reporting or other personal consumer reports · Credit reporting
Issue: Problem with a company's investigation into an existing problem
Detail: Their investigation did not fix an error on your report
From: North Carolina 28269
Filed by: Web
Company's answer: Closed with explanation
On time: No
Public statement: Company has responded to the consumer and the CFPB and chooses not to provide a public response

Jan 28, 2025Complaint received
Jan 28, 2025Sent to KLS Financial Services
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More KLS Financial Services complaints about problem with a company's investigation into an existing problem

Received	About	Issue	State	Answer	On time
May 8, 2026	Credit reporting	Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report	NC	No timely reply	No
Feb 9, 2026	Credit reporting	Problem with a company's investigation into an existing problemInvestigation took more than 30 days	GA	No timely reply	No
Aug 23, 2025	Credit reporting	Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report	MS	Explained	No
Jun 26, 2024	Credit reporting	Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report	NC	Explained	No
Mar 8, 2024	Credit reporting	Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report	NC	Explained	No
Nov 29, 2023	Credit reporting	Problem with a company's investigation into an existing problemInvestigation took more than 30 days	NC	Explained	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked 9 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works