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Credit reporting

Complaint 12185904 KLS Financial Services

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Florida 33414
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Feb 23, 2025Complaint received
  2. Feb 23, 2025Sent to KLS Financial Services
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More KLS Financial Services complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
May 29, 2026Credit reportingImproper use of your reportReporting company used your report improperlySCNo timely replyNo
Jan 20, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXNo timely replyNo
Jan 4, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTNNo timely replyNo
Apr 3, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedNo
Dec 5, 2024Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedNo
Nov 16, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedNo
Mar 25, 2024Credit reportingImproper use of your reportReporting company used your report improperlyNCNo timely replyNo
May 17, 2023Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedYes
Mar 14, 2023Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Jan 5, 2023Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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