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Debt collection

Complaint 12450106 American Cycle Finance

Explained
Product
Debt collection · I do not know
Detail
Debt is not yours
From
Rhode Island 02860
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Mar 12, 2025Complaint received
  2. Mar 12, 2025Sent to American Cycle Finance
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More American Cycle Finance complaints about attempts to collect debt not owed

ReceivedAboutIssueStateAnswerOn time
Aug 27, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Sep 26, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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