Complaint log
American Cycle Finance complaint log
The newest complaints about American Cycle Finance, as they are published, with the company's answer. Open any one for the full record and to discuss it.
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 30, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 27, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Oct 13, 2025 | Auto loans & leases | Managing the loan or leaseProblem with the interest rate | Explained |
| Sep 26, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 12, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 15, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Mar 12, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 9, 2025 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jan 8, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 22, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 12, 2024 | Auto loans & leases | RepossessionCompany communicating payment assistance or payment extension options | Explained |
| Sep 11, 2024 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Aug 1, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| May 24, 2024 | Credit cards | Problem when making paymentsYou never received your bill or did not know a payment was due | Explained |
| Feb 9, 2024 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jan 30, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 18, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| May 4, 2023 | Auto loans & leases | Struggling to pay your loanLender trying to repossess or disable the vehicle | Explained |
| Mar 2, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 15, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 5, 2022 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Sep 2, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 14, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Jan 20, 2022 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Nov 24, 2021 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 15, 2021 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Fixed |
| Mar 22, 2021 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Jul 18, 2018 | Payday & personal loans | Struggling to pay your loan | Fixed |
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works