Complaint 13092547 Bay Countryconsumer Finance

Explained

Company: Bay Countryconsumer Finance
Product: Credit reporting or other personal consumer reports · Credit reporting
Issue: Improper use of your report
Detail: Reporting company used your report improperly
From: Maryland 21117
Filed by: Web
Company's answer: Closed with explanation
On time: Yes, within 15 days
Public statement: Company has responded to the consumer and the CFPB and chooses not to provide a public response

Apr 21, 2025Complaint received
Jun 16, 2025Sent to Bay Countryconsumer Finance (56 days later)
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Bay Countryconsumer Finance complaints about improper use of your report

Received	About	Issue	State	Answer	On time
Nov 7, 2024	Credit reporting	Improper use of your reportCredit inquiries on your report that you don't recognize	MD	Explained	Yes
Apr 22, 2024	Credit reporting	Improper use of your reportCredit inquiries on your report that you don't recognize	MD	Explained	Yes
Aug 9, 2023	Credit reporting	Improper use of your reportCredit inquiries on your report that you don't recognize	MD	Explained	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked 8 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works