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Case file

Debt collection

Complaint 13619212 Western Mercantile Agency

Explained
Product
Debt collection · Other debt
Detail
Threatened to sue you for very old debt
From
Oregon 97301
Filed by
Web · Older American
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. May 20, 2025Complaint received
  2. May 21, 2025Sent to Western Mercantile Agency (1 day later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Western Mercantile Agency complaints about took or threatened to take negative or legal action

ReceivedAboutIssueStateAnswerOn time
Jun 25, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtORFixedNo
Oct 21, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtORExplainedNo
Jul 3, 2023Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtORExplainedNo
May 31, 2019Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedORExplainedYes
Apr 4, 2019Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitORExplainedYes
Nov 9, 2018Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtORExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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