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Case file

Debt collection

Complaint 7199218 Western Mercantile Agency

Explained
Product
Debt collection · Other debt
Detail
Threatened to sue you for very old debt
From
Oregon 974XX
Filed by
Web
Company's answer
Closed with explanation
On time
No
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Jul 3, 2023Complaint received
  2. Jul 3, 2023Sent to Western Mercantile Agency
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Western Mercantile Agency complaints about took or threatened to take negative or legal action

ReceivedAboutIssueStateAnswerOn time
Jun 25, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtORFixedNo
Oct 21, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtORExplainedNo
May 20, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtORExplainedYes
May 31, 2019Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedORExplainedYes
Apr 4, 2019Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitORExplainedYes
Nov 9, 2018Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtORExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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