Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme
Case file

Credit cards

Complaint 14020082 BMO Bank

Explained
Company
BMO Bank
Product
Credit card · General-purpose credit card or charge card
Detail
Sent card you never applied for
From
California 91360
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Jun 11, 2025Complaint received
  2. Jun 11, 2025Sent to BMO Bank
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

Same problem with BMO Bank?

Tell people what happened to you and how it ended - it is the part the records leave out.

Share your experience See BMO Bank's record

More BMO Bank complaints about getting a credit card

ReceivedAboutIssueStateAnswerOn time
Sep 14, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeCAExplainedYes
Aug 17, 2026Credit cardsGetting a credit cardProblem getting a working replacement cardCAExplainedYes
Apr 4, 2026Credit cardsGetting a credit cardProblem getting a working replacement cardNVExplainedYes
Apr 2, 2026Credit cardsGetting a credit cardApplication deniedFLExplainedYes
Feb 20, 2026Credit cardsGetting a credit cardApplication deniedCAExplainedYes
Feb 18, 2026Credit cardsGetting a credit cardApplication deniedILExplainedYes
Jan 8, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeINExplainedYes
Sep 15, 2025Credit cardsGetting a credit cardCard opened without my consent or knowledgeWAExplainedYes
Sep 10, 2025Credit cardsGetting a credit cardApplication deniedMOExplainedYes
May 13, 2025Credit cardsGetting a credit cardCard opened without my consent or knowledgeORExplainedYes

Discuss this complaint

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience