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Credit reporting

Complaint 15060351 Merchants Adjustment Service

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Credit inquiries on your report that you don't recognize
From
Georgia 301XX
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Aug 4, 2025Complaint received
  2. Aug 13, 2025Sent to Merchants Adjustment Service (9 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Merchants Adjustment Service complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Oct 20, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMSExplainedYes
Sep 29, 2025Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes
Sep 24, 2025Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes
Sep 12, 2025Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes
Aug 15, 2025Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes
Jun 17, 2025Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
May 28, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
May 14, 2025Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes
Apr 3, 2025Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Mar 28, 2025Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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