Case file
Debt collection
Complaint 15080993 Ratchford Law Group, P.C
Explained- Product
- Debt collection · Credit card debt
- Detail
- Debt was already discharged in bankruptcy and is no longer owed
- Filed by
- Web
- Company's answer
- Closed with explanation
- On time
- Yes, within 15 days
- Aug 5, 2025Complaint received
- Aug 13, 2025Sent to Ratchford Law Group, P.C (8 days later)
- AnsweredClosed with explanation
Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.
More Ratchford Law Group, P.C complaints about attempts to collect debt not owed
| Received | About | Issue | State | Answer | On time |
|---|
| Jun 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | PA | Explained | Yes |
| May 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | MA | Explained | Yes |
| Apr 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | CT | Explained | Yes |
| Jan 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | CT | Explained | Yes |
| Jan 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | PA | Explained | Yes |
| Jan 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | PA | Explained | Yes |
| Aug 19, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | PA | Explained | Yes |
| Aug 15, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | RI | Explained | Yes |
| May 15, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | NH | Explained | Yes |
| May 15, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | MA | Explained | Yes |
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