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Case file

Debt collection

Complaint 18359235 Challenge Financial Services

Explained
Product
Debt collection · I do not know
Detail
Threatened or suggested your credit would be damaged
From
Arizona 85302
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Dec 30, 2025Complaint received
  2. Dec 30, 2025Sent to Challenge Financial Services
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Challenge Financial Services complaints about took or threatened to take negative or legal action

ReceivedAboutIssueStateAnswerOn time
Feb 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedNo
Dec 9, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Nov 6, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Oct 11, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Oct 9, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Jan 23, 2019Debt collectionTook or threatened to take negative or legal actionThreatened to turn you in to immigration or deport youCAExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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