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Case file

Bank accounts

Complaint 18700318 UMB Financial

Explained
Product
Checking or savings account · Checking account
Detail
Overdrafts and overdraft fees
From
New Mexico 87120
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Jan 13, 2026Complaint received
  2. Jan 14, 2026Sent to UMB Financial (1 day later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More UMB Financial complaints about problem caused by your funds being low

ReceivedAboutIssueStateAnswerOn time
Oct 12, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesAZIn progressYes
Aug 6, 2026Bank accountsProblem caused by your funds being lowNon-sufficient funds and associated feesMOExplainedYes
Jun 10, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesAZMoney backYes
Jun 27, 2025Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMOExplainedYes
Mar 7, 2025Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMOExplainedYes
Jan 21, 2025Bank accountsProblem caused by your funds being lowLate or other feesNJExplainedYes
May 22, 2024Bank accountsProblem caused by your funds being lowNon-sufficient funds and associated feesINExplainedYes
Oct 17, 2023Bank accountsProblem caused by your funds being lowNon-sufficient funds and associated feesAZExplainedYes
Jul 3, 2023Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMOExplainedYes
Jul 5, 2022Bank accountsProblem caused by your funds being lowNon-sufficient funds and associated feesOHExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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