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Case file

Bank accounts

Complaint 19070607 First Merchants

Explained
Product
Checking or savings account · Checking account
Detail
Overdrafts and overdraft fees
From
Michigan 481XX
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Jan 28, 2026Complaint received
  2. Jan 28, 2026Sent to First Merchants
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More First Merchants complaints about problem caused by your funds being low

ReceivedAboutIssueStateAnswerOn time
Jul 21, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesINMoney backYes
Apr 24, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesINExplainedYes
Feb 19, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesOHExplainedYes
Jan 17, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes
Jan 13, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes
Jan 6, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes
Jan 6, 2026Bank accountsProblem caused by your funds being lowNon-sufficient funds and associated feesAZExplainedYes
Dec 17, 2025Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes
Dec 16, 2025Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes
Dec 12, 2025Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesMIExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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