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Debt collection

Complaint 19588647 Universal Collection Systems

Explained
Product
Debt collection · I do not know
Detail
Threatened or suggested your credit would be damaged
From
Tennessee 38118
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Feb 18, 2026Complaint received
  2. Feb 18, 2026Sent to Universal Collection Systems
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Universal Collection Systems complaints about took or threatened to take negative or legal action

ReceivedAboutIssueStateAnswerOn time
Jul 31, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTNExplainedYes
Jan 6, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitDEExplainedYes
Dec 27, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTNExplainedYes
Nov 24, 2022Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payLAExplainedYes
Jul 7, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes
Mar 12, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtOHExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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