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Complaint log

Universal Collection Systems complaint log

The newest complaints about Universal Collection Systems, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Nov 12, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAIn progressYes
Oct 9, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedYes
Sep 14, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTNExplainedYes
Aug 13, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTNExplainedYes
Aug 13, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jul 25, 2026Credit reportingIncorrect information on your reportAccount status incorrectMSExplainedYes
Jun 3, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTNExplainedYes
Apr 14, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Mar 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Feb 26, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageTNExplainedYes
Feb 18, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTNExplainedYes
Feb 2, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jan 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Dec 14, 2025Debt collectionThreatened to contact someone or share information improperlyContacted your employerTNExplainedYes
Oct 6, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountALExplainedYes
Sep 5, 2025Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtTNExplainedYes
Jul 31, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTNExplainedYes
Jul 28, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Mar 18, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Jan 22, 2025Debt relief & credit repairProblem with customer serviceWIExplainedYes
Jan 6, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitDEExplainedYes
Sep 23, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountTNExplainedYes
Aug 14, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountMSExplainedYes
Jun 21, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtTNExplainedYes
May 17, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Dec 27, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTNExplainedYes
Dec 22, 2023Debt collectionAttempts to collect debt not owedDebt was paidARExplainedYes
Dec 9, 2022Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Nov 28, 2022Debt collectionFalse statements or representationAttempted to collect wrong amountTNExplainedYes
Nov 28, 2022Debt collectionAttempts to collect debt not owedDebt was paidGAExplainedYes
Nov 24, 2022Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payLAExplainedYes
Aug 8, 2022Debt collectionAttempts to collect debt not owedDebt was paidTNExplainedYes
May 19, 2022Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialGAExplainedYes
Dec 8, 2021Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialTXExplainedYes
Nov 26, 2021Payday & personal loansProblem with the payoff process at the end of the loanNVExplainedYes
Oct 13, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Oct 11, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Aug 16, 2021Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedMDExplainedYes
Jul 7, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes
May 26, 2021Debt collectionFalse statements or representationAttempted to collect wrong amountAZExplainedYes
Mar 12, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtOHExplainedYes
Jan 30, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtARExplainedYes
Aug 12, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtTNExplainedYes
Nov 8, 2019Debt collectionThreatened to contact someone or share information improperlyContacted your employerTNExplainedYes
Sep 14, 2019Debt collectionAttempts to collect debt not owedDebt was paidTNExplainedYes
Jul 13, 2019Debt collectionAttempts to collect debt not owedDebt was paidTNExplainedYes
Jul 4, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Jul 2, 2019Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
Jul 1, 2019Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
Apr 3, 2019Debt collectionAttempts to collect debt not owedDebt was paidTNExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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