Share your experienceShare
Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme
Case file

Credit reporting

Complaint 21399907 Vystar Credit Union

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Credit inquiries on your report that you don't recognize
From
Florida 33647
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Apr 20, 2026Complaint received
  2. May 15, 2026Sent to Vystar Credit Union (25 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

Same problem with Vystar Credit Union?

Tell people what happened to you and how it ended - it is the part the records leave out.

Share your experience See Vystar Credit Union's record

More Vystar Credit Union complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Aug 23, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Aug 3, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Jun 24, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Jun 9, 2026Credit reportingImproper use of your reportReport provided to employer without your written authorizationFLExplainedYes
Jun 4, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Jun 2, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
May 25, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
May 17, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
May 8, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
May 8, 2026Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outFLExplainedYes

Discuss this complaint

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience