Case file
Debt collection
Complaint 21455711 Merchants Acceptance
Explained- Product
- Debt collection · Other debt
- Detail
- Sued you without properly notifying you of lawsuit
- Filed by
- Web
- Company's answer
- Closed with explanation
- On time
- Yes, within 15 days
- Public statement
- Company believes it acted appropriately as authorized by contract or law
- Apr 21, 2026Complaint received
- Jul 31, 2026Sent to Merchants Acceptance (101 days later)
- AnsweredClosed with explanation
Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.
More Merchants Acceptance complaints about took or threatened to take negative or legal action
| Received | About | Issue | State | Answer | On time |
|---|
| Jul 1, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | AZ | Explained | Yes |
| Jun 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | CA | Explained | Yes |
| May 27, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | CA | Explained | Yes |
| Mar 16, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | CA | Explained | Yes |
| Dec 22, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | CA | Fixed | Yes |
| Sep 11, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | CA | Explained | Yes |
| Sep 2, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | CA | Explained | Yes |
| Sep 1, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | CA | Explained | Yes |
| Jul 23, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | CA | Explained | Yes |
| Jul 23, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | CA | Explained | Yes |
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