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Complaint log

Merchants Acceptance complaint log

The newest complaints about Merchants Acceptance, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Oct 27, 2026Payday & personal loansProblem when making paymentsWAExplainedYes
Oct 8, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeUTFixedYes
Sep 26, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAFixedYes
Sep 14, 2026Debt collectionElectronic communicationsContacted before 8am or after 9pmAZFixedYes
Sep 7, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftVAExplainedYes
Aug 26, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftVAExplainedYes
Aug 25, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftVAExplainedYes
Jul 1, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Jun 29, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Jun 15, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
May 27, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
May 19, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseNVFixedYes
May 7, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Apr 27, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Apr 26, 2026Credit reportingIncorrect information on your reportAccount status incorrectGAExplainedYes
Apr 26, 2026Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedYes
Apr 26, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportWAExplainedYes
Apr 21, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitGAExplainedYes
Apr 16, 2026Credit reportingIncorrect information on your reportAccount information incorrectIDExplainedYes
Apr 14, 2026Debt collectionCommunication tacticsFrequent or repeated callsNMExplainedYes
Apr 9, 2026Payday & personal loansCharged fees or interest you didn't expectIDExplainedYes
Mar 16, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Mar 13, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Mar 8, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Feb 19, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Feb 18, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Feb 18, 2026Credit reportingIncorrect information on your reportOld information reappears or never goes awayTXExplainedYes
Feb 10, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeNCExplainedYes
Feb 6, 2026Payday & personal loansIncorrect information on your reportAccount status incorrectWVExplainedYes
Jan 29, 2026Credit cardsFees or interestProblem with feesUTExplainedYes
Jan 19, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialFLFixedYes
Jan 18, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtSCExplainedYes
Jan 16, 2026Payday & personal loansGetting the loanSCExplainedYes
Jan 16, 2026Payday & personal loansGetting a line of creditILExplainedYes
Jan 7, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Dec 22, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAFixedYes
Dec 4, 2025Debt collectionElectronic communicationsFrequent or repeated messagesFLExplainedYes
Dec 4, 2025Credit reportingIncorrect information on your reportAccount information incorrectINExplainedYes
Nov 29, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportVAExplainedYes
Nov 18, 2025Credit reportingIncorrect information on your reportAccount information incorrectINExplainedYes
Nov 18, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportINExplainedYes
Nov 12, 2025Payday & personal loansIncorrect information on your reportAccount information incorrectVAExplainedYes
Nov 10, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Nov 2, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportWVExplainedYes
Sep 11, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Sep 2, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Sep 1, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Aug 7, 2025Credit reportingIncorrect information on your reportAccount information incorrectIDExplainedYes
Jul 31, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jul 29, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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