Complaint 22466549 Carmichael & Frost

Explained

Company: Carmichael & Frost
Product: Debt collection · Other debt
Issue: Attempts to collect debt not owed
Detail: Debt was already discharged in bankruptcy and is no longer owed
From: Georgia 30096
Filed by: Web
Company's answer: Closed with explanation
On time: Yes, within 15 days
Public statement: Company has responded to the consumer and the CFPB and chooses not to provide a public response

May 22, 2026Complaint received
May 22, 2026Sent to Carmichael & Frost
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Carmichael & Frost complaints about attempts to collect debt not owed

Received	About	Issue	State	Answer	On time
Dec 19, 2025	Debt collection	Attempts to collect debt not owedDebt is not yours	CA	Explained	Yes
Aug 19, 2025	Debt collection	Attempts to collect debt not owedDebt was paid	NJ	Explained	Yes
Jul 8, 2025	Debt collection	Attempts to collect debt not owedDebt is not yours	NE	Explained	Yes
May 13, 2024	Debt collection	Attempts to collect debt not owedDebt was result of identity theft	FL	Explained	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked 6 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works