Complaint 8998866 Carmichael & Frost

Explained

Company: Carmichael & Frost
Product: Debt collection · Payday loan debt
Issue: Attempts to collect debt not owed
Detail: Debt was result of identity theft
From: Florida 32818
Filed by: Web
Company's answer: Closed with explanation
On time: Yes, within 15 days
Public statement: Company believes it acted appropriately as authorized by contract or law

May 13, 2024Complaint received
May 13, 2024Sent to Carmichael & Frost
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Carmichael & Frost complaints about attempts to collect debt not owed

Received	About	Issue	State	Answer	On time
May 22, 2026	Debt collection	Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed	GA	Explained	Yes
Dec 19, 2025	Debt collection	Attempts to collect debt not owedDebt is not yours	CA	Explained	Yes
Aug 19, 2025	Debt collection	Attempts to collect debt not owedDebt was paid	NJ	Explained	Yes
Jul 8, 2025	Debt collection	Attempts to collect debt not owedDebt is not yours	NE	Explained	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked 1 minute ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works