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Debt collection

Complaint 23640973 Universal Acceptance

Explained
Product
Debt collection · Auto debt
Detail
Threatened or suggested your credit would be damaged
From
Arizona 85249
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company believes it acted appropriately as authorized by contract or law
  1. Jun 27, 2026Complaint received
  2. Jun 27, 2026Sent to Universal Acceptance
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Universal Acceptance complaints about took or threatened to take negative or legal action

ReceivedAboutIssueStateAnswerOn time
Jul 24, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Jul 13, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedIAExplainedYes
Jun 26, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedSDExplainedYes
Jun 25, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Jun 11, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Feb 17, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMNExplainedYes
Dec 22, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Nov 9, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedPAExplainedYes
Jan 12, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMNMoney backYes
Sep 16, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMNExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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