Complaint log
Universal Acceptance complaint log
The newest complaints about Universal Acceptance, as they are published, with the company's answer. Open any one for the full record and to discuss it.
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 9, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 29, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 27, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Oct 26, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 23, 2026 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Oct 20, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 16, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 16, 2026 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Fixed |
| Sep 26, 2026 | Auto loans & leases | Managing the loan or leaseProblem with the interest rate | Explained |
| Sep 22, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 21, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Aug 31, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 31, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 27, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 25, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Aug 25, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Aug 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 17, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Aug 16, 2026 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Aug 14, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Aug 6, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 27, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Jul 24, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 13, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Jul 4, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 28, 2026 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 27, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 26, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 25, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 7, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 3, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| May 29, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| May 28, 2026 | Auto loans & leases | Getting a loan or leaseCredit denial | Explained |
| May 19, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| May 12, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 4, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| May 2, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 26, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 23, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 10, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 9, 2026 | Auto loans & leases | Managing the loan or leaseProblem with the interest rate | Explained |
| Apr 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works