Complaint 24150356 NBT Bancorp

Explained

Company: NBT Bancorp
Product: Debt collection · Credit card debt
Issue: Attempts to collect debt not owed
Detail: Debt was already discharged in bankruptcy and is no longer owed
From: New York 11763
Filed by: Referral
Company's answer: Closed with explanation
On time: Yes, within 15 days

Jul 11, 2026Complaint received
Jul 13, 2026Sent to NBT Bancorp (2 days later)
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More NBT Bancorp complaints about attempts to collect debt not owed

Received	About	Issue	State	Answer	On time
Jul 29, 2026	Debt collection	Attempts to collect debt not owedDebt was paid	CT	Explained	Yes
Apr 8, 2022	Debt collection	Attempts to collect debt not owedDebt was result of identity theft	CA	Explained	Yes
Feb 24, 2022	Debt collection	Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed	CA	Explained	Yes
Feb 7, 2022	Debt collection	Attempts to collect debt not owedDebt is not yours	PA	Money back	Yes
Jul 30, 2021	Debt collection	Attempts to collect debt not owedDebt was paid	TX	Explained	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked 6 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works