Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Complaint log

NBT Bancorp complaint log

The newest complaints about NBT Bancorp, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Oct 30, 2026Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanNYIn progressYes
Oct 28, 2026Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsNYExplainedYes
Oct 21, 2026Bank accountsManaging an accountProblem using a debit or ATM cardPAIn progressYes
Oct 21, 2026Bank accountsManaging an accountDeposits and withdrawalsPAExplainedYes
Oct 17, 2026Payday & personal loansProblem when making paymentsLAExplainedYes
Oct 13, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtCTExplainedYes
Sep 30, 2026Bank accountsClosing an accountCan't close your accountPAExplainedYes
Sep 23, 2026Bank accountsProblem caused by your funds being lowNon-sufficient funds and associated feesPAExplainedYes
Sep 21, 2026MortgagesTrouble during payment processFees chargedNYFixedYes
Sep 13, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Sep 12, 2026Payday & personal loansCharged fees or interest you didn't expectSCExplainedYes
Sep 9, 2026Bank accountsProblem caused by your funds being lowBounced checks or returned paymentsNYExplainedYes
Sep 4, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesPAMoney backYes
Aug 21, 2026Bank accountsManaging an accountProblem making or receiving paymentsNYExplainedYes
Aug 16, 2026Payday & personal loansGetting the loanNJIn progressYes
Aug 14, 2026Bank accountsManaging an accountFunds not handled or disbursed as instructedNYExplainedYes
Aug 4, 2026Bank accountsClosing an accountCan't close your accountNYExplainedYes
Aug 4, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Aug 3, 2026Payday & personal loansProblem when making paymentsFLExplainedYes
Jul 31, 2026Payday & personal loansGetting the loanFLExplainedYes
Jul 29, 2026Debt collectionAttempts to collect debt not owedDebt was paidCTExplainedYes
Jul 18, 2026Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtCAExplainedYes
Jul 13, 2026MortgagesClosing on a mortgageDelays with the closing processCTExplainedYes
Jul 11, 2026Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedNYExplainedYes
Jul 10, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedMEExplainedYes
Jul 8, 2026Payday & personal loansCharged fees or interest you didn't expectOHExplainedYes
Jul 1, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedPAFixedYes
Jun 29, 2026Auto loans & leasesIncorrect information on your reportAccount status incorrectNYExplainedYes
Jun 10, 2026Bank accountsClosing an accountFees charged for closing accountNYExplainedYes
Jun 8, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsNYExplainedYes
May 24, 2026Auto loans & leasesGetting a loan or leaseProblem with additional add-on products or services purchased with the loanNYExplainedYes
May 21, 2026Bank accountsManaging an accountDeposits and withdrawalsPAExplainedYes
Apr 24, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Apr 22, 2026Payday & personal loansGetting the loanNVExplainedYes
Apr 15, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payNCExplainedYes
Apr 15, 2026Bank accountsManaging an accountBanking errorsNYFixedYes
Apr 15, 2026Bank accountsManaging an accountBanking errorsNYFixedYes
Apr 15, 2026Bank accountsManaging an accountProblem accessing accountNYFixedYes
Apr 15, 2026Bank accountsManaging an accountBanking errorsMAFixedYes
Apr 15, 2026Bank accountsProblem with a lender or other company charging your accountMoney was taken from your account on the wrong day or for the wrong amountNYFixedYes
Apr 15, 2026Bank accountsManaging an accountBanking errorsNYFixedYes
Apr 8, 2026MortgagesTrouble during payment processPayment processUTExplainedYes
Apr 8, 2026Payday & personal loansCharged fees or interest you didn't expectNYExplainedYes
Mar 21, 2026Credit cardsIncorrect information on your reportInformation belongs to someone elseNYExplainedYes
Mar 19, 2026Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedNYExplainedYes
Mar 10, 2026Bank accountsManaging an accountProblem using a debit or ATM cardPAExplainedYes
Feb 17, 2026Auto loans & leasesIncorrect information on your reportAccount status incorrectNYExplainedYes
Feb 7, 2026Money transfers & appsUnauthorized transactions or other transaction problemPAExplainedYes
Feb 4, 2026Bank accountsClosing an accountCompany closed your accountNHExplainedYes
Feb 1, 2026Bank accountsManaging an accountProblem accessing accountPAExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience