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Case file

Debt collection

Complaint 2476180 American Credit Financial

Explained
Product
Debt collection · Payday loan debt
Detail
Indicated you were committing crime by not paying debt
From
Ohio 45662
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. May 5, 2017Complaint received
  2. May 5, 2017Sent to American Credit Financial
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More American Credit Financial complaints about false statements or representation

ReceivedAboutIssueStateAnswerOn time
Jun 5, 2019Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialOHExplainedYes
Mar 14, 2019Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtOKExplainedYes
Apr 30, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Dec 31, 2017Debt collectionFalse statements or representationTold you not to respond to a lawsuit they filed against youTNExplainedYes
May 3, 2017Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtOHExplainedYes
Mar 24, 2016Debt collectionFalse statements or representationIndicated committed crime not payingCAExplainedNo

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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