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Case file

Credit reporting

Complaint 25378345 Merchants Adjustment Service

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Account status incorrect
From
Alabama 36078
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Aug 14, 2026Complaint received
  2. Oct 14, 2026Sent to Merchants Adjustment Service (61 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Merchants Adjustment Service complaints about incorrect information on your report

ReceivedAboutIssueStateAnswerOn time
Nov 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseALExplainedYes
Jun 23, 2026Credit reportingIncorrect information on your reportAccount status incorrectALExplainedYes
Apr 1, 2026Credit reportingIncorrect information on your reportAccount information incorrectALExplainedYes
Feb 19, 2026Credit reportingIncorrect information on your reportAccount status incorrectALExplainedYes
Nov 18, 2025Credit reportingIncorrect information on your reportAccount status incorrectALExplainedYes
Sep 23, 2025Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Sep 11, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseALExplainedYes
Jul 29, 2025Credit reportingIncorrect information on your reportAccount information incorrectMSExplainedYes
Jul 29, 2025Credit reportingIncorrect information on your reportAccount information incorrectMSExplainedYes
Jul 19, 2025Credit reportingIncorrect information on your reportAccount information incorrectMSExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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