Case file
Debt collection
Complaint 25530411 American Credit Acceptance
Explained- Product
- Debt collection · I do not know
- Detail
- Threatened or suggested your credit would be damaged
- Filed by
- Web
- Company's answer
- Closed with explanation
- On time
- Yes, within 15 days
- Aug 19, 2026Complaint received
- Aug 19, 2026Sent to American Credit Acceptance
- AnsweredClosed with explanation
Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.
More American Credit Acceptance complaints about took or threatened to take negative or legal action
| Received | About | Issue | State | Answer | On time |
|---|
| Sep 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | GA | In progress | Yes |
| Sep 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | MO | Explained | Yes |
| Aug 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | CA | Explained | Yes |
| Aug 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | NJ | Explained | Yes |
| Aug 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | TX | Explained | Yes |
| Aug 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | TX | Explained | Yes |
| Jul 29, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | IL | Explained | Yes |
| Jul 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | TX | Explained | Yes |
| Jul 2, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | TX | Explained | Yes |
| Jun 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | TX | Explained | Yes |
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