Case file
Debt collection
Complaint 28152990 Bread Financial
Explained- Product
- Debt collection · Credit card debt
- Detail
- Debt is not yours
- Filed by
- Web
- Company's answer
- Closed with explanation
- On time
- Yes, within 15 days
- Sep 24, 2026Complaint received
- Oct 2, 2026Sent to Bread Financial (8 days later)
- AnsweredClosed with explanation
Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.
More Bread Financial complaints about attempts to collect debt not owed
| Received | About | Issue | State | Answer | On time |
|---|
| Nov 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | TX | Fixed | Yes |
| Nov 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | IL | Explained | Yes |
| Oct 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | MI | Explained | Yes |
| Oct 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | MO | Explained | Yes |
| Oct 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | TX | Fixed | Yes |
| Oct 27, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | FL | Explained | Yes |
| Oct 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | FL | Fixed | Yes |
| Oct 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | NY | Fixed | Yes |
| Oct 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | HI | Explained | Yes |
| Oct 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | NJ | Explained | Yes |
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