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Case file

Credit reporting

Complaint 29253227 Bread Financial

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Information belongs to someone else
From
Ohio 44120
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Oct 6, 2026Complaint received
  2. Oct 6, 2026Sent to Bread Financial
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Bread Financial complaints about incorrect information on your report

ReceivedAboutIssueStateAnswerOn time
Nov 5, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseNJFixedYes
Nov 4, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLFixedYes
Nov 4, 2026Credit reportingIncorrect information on your reportAccount information incorrectCOExplainedYes
Nov 3, 2026Credit reportingIncorrect information on your reportAccount information incorrectCOExplainedYes
Nov 3, 2026Credit cardsIncorrect information on your reportAccount information incorrectFLExplainedYes
Nov 2, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Nov 2, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Nov 2, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Nov 2, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Nov 2, 2026Credit cardsIncorrect information on your reportAccount information incorrectNYFixedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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