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Debt collection

Complaint 2999037 Credit Concepts

Explained
Product
Debt collection · Auto debt
Detail
Debt was already discharged in bankruptcy and is no longer owed
From
California 92376
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company believes it acted appropriately as authorized by contract or law
  1. Aug 22, 2018Complaint received
  2. Aug 22, 2018Sent to Credit Concepts
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Credit Concepts complaints about attempts to collect debt not owed

ReceivedAboutIssueStateAnswerOn time
Jan 13, 2026Debt collectionAttempts to collect debt not owedDebt was paidWAExplainedYes
Jun 27, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursWAFixedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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